JG Wentworth
Overview
JG Wentworth’s debt-resolution program is provided by JGW Debt Settlement, LLC, a for-profit LLC. The Florida registry identifies The J.G. Wentworth Company, L.L.C. as its authorized member, indicating a parent/member relationship. Virginia and Colorado government records identify JGW Debt Settlement, LLC as doing business as J.G. Wentworth. [2][3][5]
Tax Status & Ownership
| Entity type | Nonprofit, 501(c)(3) |
| Legal name | JGW Debt Settlement, LLC [2] |
| EIN | 84-2676547 [2] |
| Headquarters | 1200 Morris Drive, Chesterbrook, PA 19087 [4] |
Published Fee Schedule
| Structure | flat |
| One-time setup fee | No upfront fee stated by the provider. [1] |
| Percentage range | 18-25% program fee, based on enrolled debt. [1] |
| Directory summary | 18–25% of each enrolled debt that gets settled, charged after settlement. |
The provider expressly states that JGW’s fees are a percentage of enrolled debt. It also states that an outside account provider may charge separate fees and that optional legal-insurance services may involve a small monthly fee. [1]
Coverage
Large discrepancy: the provider’s current website lists 31 jurisdictions where it says the program is offered, while its licenses page lists only 10 debt-resolution license/registration entries and other government sources independently confirm additional jurisdictions. These lists are not directly equivalent because some states may not require a listed debt-settlement license, may use another regulatory category, or may involve referral to a law firm. The sources do not establish that JGW directly performs debt-settlement services in every jurisdiction listed on the provider page. [1][3][5][6]
Accreditation & Licensing
No authoritative source reviewed independently verified IAPDA membership for JGW Debt Settlement, LLC. The ACDR source reviewed establishes a board relationship involving JG Wentworth’s CEO, not necessarily a separately documented company membership.
Regulatory & Complaint History
| CFPB complaints | |
| BBB complaints closed, 3 yr |
BBB maintains a complaint record for J.G. Wentworth, but complaint allegations and business responses are not adjudicated outcomes and are excluded from regulatory-history conclusions. [7]
Cited Sources
- JG Wentworth Debt Relief Program — JG Wentworth (September 14, 2026) — Primary provider source for program identity, fee basis, stated fee percentage, minimum candidate debt, stated geographic availability, and program disclosures.
- Detail by Entity Name: JGW Debt Settlement, LLC — Florida Department of State, Division of Corporations (September 14, 2026) — Government registry source for LLC status, Nevada origin, EIN, 2019 filing date, Pennsylvania address, and The J.G. Wentworth Company, L.L.C. as authorized member.
- Application of JGW Debt Settlement, LLC d/b/a J.G. Wentworth — Order Granting a License — Virginia State Corporation Commission (September 14, 2026) — Government regulatory source confirming the JGW Debt Settlement, LLC d/b/a J.G. Wentworth relationship and Nevada LLC status.
- JG Wentworth Licenses — JG Wentworth (September 14, 2026) — Provider-published license and registration list, useful for stated regulatory coverage but not treated as independent verification of every listed jurisdiction.
- Colorado Active Debt Management Companies — Colorado Attorney General (September 14, 2026) — Government registry confirming JGW Debt Settlement LLC d/b/a J.G. Wentworth and an active Colorado debt-management registration.
- Debt Relief — Registered Debt Settlement Companies — Montana Department of Justice (September 14, 2026) — Government source independently confirming JGW Debt Settlement LLC registration in Montana.
- J.G. Wentworth BBB Profile / Rating Directory — Better Business Bureau (September 14, 2026) — BBB directory source supporting the A+ rating; BBB complaints were not treated as adjudicated findings.
- Board Members — Association for Consumer Debt Relief (September 14, 2026) — Industry-association source showing JG Wentworth CEO Randi Sellari as an ACDR board member; it does not independently establish a separate company-membership credential.