ClearPoint Credit Counseling Solutions
Overview
Nonprofit provider of credit and debt counseling, debt-management plans, housing counseling, bankruptcy education, and financial education. ClearPoint merged with Money Management International in 2016; the organizations announced in 2017 that both MMI and ClearPoint trade names would be used. [1][6]
Tax Status & Ownership
| Entity type | Nonprofit, 501(c)(3) |
| Legal name | Money Management International, Inc. [1] |
| EIN | 54-1837741 for Money Management International, Inc. [4]; legacy ClearPoint Financial Solutions, Inc. EIN 54-1125309. [5] |
| Headquarters | 12603 Southwest Freeway, Suite 450, Stafford, TX 77477 [1] |
Public Financials
The most recent Form 990 fiscal year, total revenue, program-service revenue, net assets, and executive compensation were not populated because a sufficiently authoritative, provider-matched 990 filing was not located within the source limit. Program-service revenue percentage would be only a general reliance-on-fees proxy, not the IRC §501(q) fair-share cap.
Published Fee Schedule
| Structure | flat |
| Directory summary | Nonprofit debt management plan. Monthly fee varies by state, up to about $50 (2023 directory listing), with a sliding scale and hardship waivers. Setup fee not found. |
Coverage
Geographical coverage differs in specificity: the former ClearPoint profile states all 50 states, while current MMI materials state nationwide service without enumerating states. A Colorado government debt-management registry lists MMI d/b/a ClearPoint as active, but is not a complete national license roster. [1][4][6]
Accreditation & Licensing
The BBB profile is for Money Management International and lists ClearPoint CCS and ClearPoint Financial Solutions as alternate names. A separate current BBB ClearPoint profile states that ClearPoint itself is not accredited, so the accreditation result depends on the legal/profile entity searched. [3][7]
Regulatory & Complaint History
| CFPB complaints | |
| BBB complaints closed, 3 yr |
BBB’s current MMI profile does not provide a complaint total in the accessible record used here. The CFPB database is searchable, but a provider-specific count and trailing period were not established from the available source within the six-source limit.
Cited Sources
- ClearPoint Credit Counseling Solutions official website — ClearPoint Credit Counseling Solutions (September 14, 2026) — First-party provider website.
- Contact Us / organizational disclosures — Money Management International (September 14, 2026) — Current provider-published identity, nonprofit status, headquarters, and NMLS ID source.
- History and merger history — Money Management International (September 14, 2026) — Current provider-published history documenting the 2016 ClearPoint merger.
- Money Management International, Inc. BBB Business Profile — Better Business Bureau (September 14, 2026) — BBB profile supporting accreditation date, A+ rating, entity type, and alternate names.
- Colorado Debt Management Registration Information — Colorado Attorney General (September 14, 2026) — Government registry identifying Money Management International Inc. d/b/a ClearPoint Credit Counseling Solutions as an active registrant.
- ClearPoint Financial Solutions, Inc. entity detail — Florida Division of Corporations (September 14, 2026) — Government corporate record supporting legacy legal name, nonprofit status, EIN, Virginia domicile, and inactive/withdrawn status in Florida.
- ClearPoint Credit Counseling Solutions organizational description — U.S. Department of Housing and Urban Development (September 14, 2026) — Government-published historical description supporting the 1964 founding claim and nationwide-service context.