Consolidated Credit
Overview
Nonprofit credit-counseling organization offering consumer credit counseling, debt-management plans, financial education, and related housing-counseling services. The Florida corporate registry identifies Consolidated Credit Counseling Services, Inc. as an active Florida not-for-profit corporation. [2][4]
Tax Status & Ownership
| Entity type | Nonprofit, 501(c)(3) |
| Legal name | Consolidated Credit Counseling Services, Inc. [4] |
| EIN | 65-0401491 [4][5] |
| Headquarters | 5701 West Sunrise Blvd., Suite 200, Fort Lauderdale, FL 33313 [4][2] |
Public Financials — 2018-07-01 to 2019-06-30 [cite:5]
| Total revenue | $319,926 |
| Total expenses | 328,733 |
| Net assets, year end | 190,741 |
| Program service revenue | 90% |
| Contributions and grants | 10% |
The most recent Form 990 data located within the source limit was fiscal year 2018. Program Service Revenue was $288,740, equal to approximately 90.25% of Total Revenue. This percentage is a general reliance-on-fees proxy only; it is not the IRC §501(q) fair-share cap. [5]
Published Fee Schedule
| Structure | flat |
| One-time setup fee | May apply; the provider states in a separate explanation that the setup fee is generally the same amount as the monthly fee, but fees vary by state and client circumstances. [1] |
| Monthly fee | Average approximately $40 per month; provider states fees may range from $0 to $69 per month in one explanation and are capped at $79 per month in another. [1][2] |
| Directory summary | Nonprofit debt management plan. Average monthly fee about $35–40, capped at $79. A small setup fee may apply. |
Independent fee comparison was limited. The provider’s own pages are not fully consistent: one states a $0-$69 monthly range, while another states a $79 maximum. This discrepancy is preserved rather than reconciled. [1][2]
Coverage
Large discrepancy: the provider’s homepage describes national plus Puerto Rico and U.S. Virgin Islands coverage, while its licensing page identifies only a subset of state-specific licenses or registrations. The U.S. Trustee Florida directory independently lists the organization as a Florida credit-counseling provider but does not establish nationwide licensing coverage. [1][2][3]
Accreditation & Licensing
BBB lists Consolidated Credit Solutions, Inc. as BBB Accredited and A+ rated. The BBB page reviewed did not display an accreditation date. [6]
Regulatory & Complaint History
| CFPB complaints | |
| BBB complaints closed, 3 yr | 4 |
| Figures as of | September 18, 2026 |
BBB reports 9 complaints in the prior three years and 4 complaints closed in the prior 12 months, as displayed on the BBB complaints page accessed September 14, 2026. CFPB complaint count was not located. [6]
Cited Sources
- Consolidated Credit official homepage — Consolidated Credit (September 14, 2026) — First-party source for stated services, mission, history, and geographic coverage; marketing claims are not independently verified.
- Licensing — Consolidated Credit (September 14, 2026) — First-party licensing and registration disclosures, including named states and license numbers where displayed.
- Credit counseling agencies by state: Florida — U.S. Department of Justice, U.S. Trustee Program (September 14, 2026) — Government directory confirming the organization's Florida credit-counseling listing and address.
- Detail by Entity Name: Consolidated Credit Counseling Services, Inc. — Florida Division of Corporations, Sunbiz (September 14, 2026) — Official Florida corporate record supporting legal name, not-for-profit status, EIN, filing date, active status, and officers.
- Consolidated Credit Counseling Services Inc. EIN 65-0401491: Form 990 financial analysis — 990 Finder (September 14, 2026) — Secondary presentation of Form 990 data; used for the available fiscal-year financial figures, revenue breakdown, and named officer/director compensation.
- Consolidated Credit Solutions, Inc. BBB complaints profile — Better Business Bureau (September 14, 2026) — BBB business profile supporting A+ rating, accreditation status, and displayed complaint counts and trailing periods.