GreenPath
Overview
National nonprofit financial-wellness and credit-counseling organization offering budgeting assistance, financial counseling, debt-management, housing counseling, education, and related services. [2][3]
Tax Status & Ownership
| Entity type | Nonprofit, 501(c)(3) |
| Legal name | GreenPath, Inc. [1] |
| EIN | 38-6142925 [1] |
| Headquarters | 36500 Corporate Drive, Farmington Hills, MI 48331 [2] |
Public Financials — 2024 [cite:1]
| Total revenue | $46,929,170 |
| Total expenses | 45,085,156 |
| Net assets, year end | 49,253,555 |
| Program service revenue | 78% |
| Contributions and grants | 17% |
The 2024 Form 990 reports $36,543,439 in program-service revenue and $8,151,756 in contributions. Program-service revenue divided by total revenue is approximately 77.9%; this is a general reliance-on-fees proxy, not the IRC §501(q) fair-share cap. [1]
Published Fee Schedule
| Structure | flat |
| One-time setup fee | Average one-time enrollment fee: $35; actual fee varies by state and debt amount. [6] |
| Monthly fee | Average monthly fee: $31; actual fee varies by state and debt amount. [6] |
| Directory summary | Nonprofit debt management plan. Setup $0–$50 and monthly $0–$75, depending on state and debt amount. Averages about $35 setup and $28–31/month. |
Fees are described as state- and debt-dependent. Specialized services such as reverse-mortgage or homebuyer assistance may carry fees, while initial counseling is presented as free. [3][6]
Coverage
Geographical comparison: provider disclosure—51 jurisdictions including D.C.; BBB—13 listed corporate-owned locations. The discrepancy appears to reflect nationwide remote/service availability versus physical offices, not necessarily contradictory coverage claims. [2][4]
Accreditation & Licensing
Charity Navigator star rating was not located in the reviewed sources. GreenPath’s website displays NFCC and other organizational badges, but those were not independently verified here. [2]
Regulatory & Complaint History
| CFPB complaints | |
| BBB complaints closed, 3 yr | 6 |
| Figures as of | September 18, 2026 |
BBB reports 20 complaints in the last three years and 6 complaints closed in the last 12 months, as displayed on the BBB headquarters complaint profile. The BBB profile states that its complaint period is generally three years. [5] CFPB complaint count was not populated because an authoritative current count was not obtained from the CFPB database during this review.
Cited Sources
- Greenpath Inc — Nonprofit Explorer / IRS-derived Form 990 data — ProPublica Nonprofit Explorer (September 14, 2026) — IRS-derived nonprofit identity, EIN, tax status, fiscal-year financials, program-service revenue, and Form 990 executive compensation.
- Licensing Disclosure — GreenPath Financial Wellness (September 14, 2026) — Provider's legal name, disclosed DBAs, NMLS 901930 reference, state-by-state licenses/registrations, and state coverage.
- Free Financial Counseling Services — GreenPath Financial Wellness (September 14, 2026) — Provider-published services, nonprofit status, national positioning, history reference, and free-versus-fee service distinctions.
- GreenPath Financial Wellness — BBB Business Profile — Better Business Bureau (September 14, 2026) — Independent BBB profile for A+ rating, accreditation date, corporation designation, 1961 business-start/incorporation entries, executive identification, and listed physical locations.
- GreenPath Financial Wellness — BBB Complaints — Better Business Bureau (September 14, 2026) — BBB complaint totals and trailing-period display for headquarters and corporate-owned locations.
- FAQ — GreenPath Financial Wellness — GreenPath Financial Wellness (September 14, 2026) — Current provider-published debt-management fee averages and fee-variation qualification.
- Debt Management Program to Pay Off Debt Faster — GreenPath Financial Wellness (September 14, 2026) — Independent provider page confirming current $35 enrollment and $31 monthly average fee.