DDP Debt Disclosure Project Public Record & Guidance

Compare

Pick any two providers and see their records side by side. Comparisons are generated from the records themselves rather than written separately, so a comparison can never say something a record doesn't. Same fields, same sources, same methodology for every company.

Choose a category and two providers to compare.
Entity Type For-profit, corporation Choose a provider
Headquarters 750 B Street, Suite 1700, San Diego, CA 92101 [1][2] Choose a provider
Coverage 32 - 47 states + DC (discrepancy between current states page and BBB description) Choose a provider
Fee Summary 15–25% of enrolled debt after settlement, plus a $10 setup fee and $10 monthly account fee. Optional legal protection plan is $29.95/month. Choose a provider
Total Revenue Not compiled Choose a provider
Program Service Revenue Not compiled Choose a provider
CFPB Complaints Not compiled Choose a provider
BBB Complaints Not compiled Choose a provider
Accreditations Better Business Bureau accreditation Association for Consumer Debt Relief (ACDR) accredited member IAPDA Choose a provider

A comparison shows you what the public record supports. It does not tell you which company to choose, and it is not a ranking. For how each option type works and what it costs in total, start with the Learn hub or run your own numbers in the Cost Calculator.

Sources

Pacific Debt Relief
  1. Pacific Debt Relief official website — Pacific Debt Relief (2026-09-14) — First-party provider website.
  2. Pacific Debt Relief | BBB Business Profile — Better Business Bureau (2026-09-14) — BBB profile identifies Pacific Debt as a corporation, lists Pacific Debt Inc. as an alternate name, gives the 2002 business/incorporation date, headquarters, accreditation, and A+ rating.
  3. About Pacific Debt Relief - Debt Settlement Company — Pacific Debt Relief (2026-09-14) — First-party source for the stated October 2021 rebrand, legal-name usage, history, licensing statements, and provider-described coverage.
  4. California San Diego Debt Relief from Pacific Debt Relief — Pacific Debt Relief (2026-09-14) — First-party source for minimum enrolled debt, fee range, fee basis, no-upfront-fee statement, and older state-list language.
  5. What States Does Pacific Debt Offer Debt Relief In? — Pacific Debt Relief (2026-09-14) — Current first-party state-by-state coverage page; includes Virginia and the District of Columbia.
  6. Pacific Debt FAQs — Pacific Debt Relief (2026-09-14) — Current first-party FAQ; provides an independently comparable state list that omits Virginia.
  7. Member List — Association for Consumer Debt Relief (2026-09-14) — ACDR's organization-level member directory lists Pacific Debt Relief as an accredited member.

Every field is traced to a named public document with its filing date, or left blank.